The Homa Files

I don’t expect a lot of sympathy, but I have a story to tell …

We have a house on a river.

FEMA has declared the general area to be a flood zone.

So, I’m being forced to pay over $2,500 annually for FEMA flood insurance.

Here’s the rub.

The house is “sited” on relatively high land.

A couple of years ago we had a “100-year” storm — hurricane Isabel.

The tidal surge flood caused mucho damage to our neighbors — whose houses are sited at low spots.

Fortunately (for us), the water didn’t come within 30 feet of our house.  No damage to the house.  Period.

So, even though we have empirical evidence that our house is flood safe in a 100-year storm, FEMA makes us buy flood insurance because we’re theoretically in a flood zone.

And, FEMA stands firm behind their flood map — which was drawn up 27 years ago, in 1983.

Nuts!

I can now imagine how young healthy folks are going to feel when ObamaCare kicks in and they’re stuck buying health insurance that they don’t want.

I can feel their pain.

This entry was posted on November 11, 2010 at 6:58 am and is filed under Health Care / Medical Insurance, Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.