Conventional wisdom, summarized by the WSJ, is that”ObamaCare’s financing won’t work unless “young healthies” … pay through the nose for coverage … via the individual mandate.”
The Obama administration estimates that 2.7 million people between the ages of 18 and 30 need to buy health insurance through the federal and state marketplaces to offset the health care needs of older, less healthy Americans.
The 18-26 age group is the lowest user of care.
For example, the average male sees a physician only six times between the ages of 21 and 35.
But, ObamaCare now limits insurers to charging the sickest seniors no more than three times the amount they charge their youngest customers.
Since an average 64-year-old uses six times as much health care as 19-year-olds, young healthy enrollees have to pay considerably more than the cost of their own care.
So, the Administration is pulling out all stops to get young healthies enrolled.
But, there are some flies in the ObamaCare ointment …
The Homa Files 