How much did ObamaCare increase premiums?

ObamaCare survived … so did the higher (and increasing) premiums we all pay.


Previously, we posted: Here’s the main reason why YOUR health insurance premiums have gone up.

We just ballparked the premium impact of “guaranteed issue” to folks with pre-existing conditions (about 27% increase in premiums attributable to guaranteed issue)

Below is a more complete analysis compiled The Daily Signal

Headline: “Obamacare Regulations Drove Up Premium Costs By Up to 68%.”

The biggest chunk is, in fact, attributable to guaranteed issue … which the DS pegged between 15% and 30%.

Our prior observation: almost everybody agrees that people with pre-existing conditions should be able to get coverage … but virtually no one realized that they were paying (much) higher premiums to provide that “social good” …  especially since they were told that their premiums would go down by $2,500.

See Remember how healthcare costs were going to drop by $2,500 for every family?


A couple of other notable conclusions …

1) The EHBs – the controversial “Essential Health Benefits” mandated into all policies – increased premiums by about 8%.

2) “Community Rating” – which equalized premiums for men & women and contained old folks’ premiums – really increased premiums for the under 35 crowd by 19% to 30.

No wonder the young healthies were reluctant to sign up.





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