Archive for March 19th, 2010

“Just because you have insurance doesn’t mean there’s a physician who can (or will) see you.”

March 19, 2010

Punchline: Mitt Romney — the former Massachusetts governor — enacted something very similar to the Obama health plan. It isn’t working well.  Costs are up, folks are gaming the system, and people with insurance can’t get in to see doctors. Uh-oh.

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Excerpted from WSJ: The Failure of RomneyCare, March 16, 2010

The Bay State is suffering from what the Massachusetts Medical Society calls a “critical shortage” of primary-care physicians.

As one would expect, expanded insurance has caused an increase in demand for medical services. But there hasn’t been a corresponding increase in the number of doctors.

As a result, many patients are insured in name only: They have health coverage but can’t find a doctor.

Fifty-six percent of Massachusetts internal medicine physicians no longer are accepting new patients.

For new patients who do get an appointment with a primary-care doctor, the average waiting time to see a doctor is 44 days.

As Dr. Sandra Schneider, the vice president of the American College of Emergency Physicians, told the Boston Globe last April, “Just because you have insurance doesn’t mean there’s a [primary care] physician who can see you.”

The difficulties in getting primary care have led to an increasing number of patients who rely on emergency rooms for basic medical services. Emergency room visits jumped 7% between 2005 and 2007.

Officials have determined that half of those added ER visits didn’t actually require immediate treatment and could have been dealt with at a doctor’s office — if patients could have found one.

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The promise that getting everyone covered would force costs down also is far from being realized.

One third of state residents say that their health costs had gone up as a result of the 2006 reforms.

A typical family of four today faces total annual health costs of nearly $13,788, the highest in the country. Per capita spending is 27% higher than the national average.

Insurance companies are required to sell “just-in-time” policies even if people wait until they are sick to buy coverage. That’s just like the Obama plan.

There is growing evidence that many people are gaming the system by purchasing health insurance when they need surgery or other expensive medical care, then dropping it a few months later.

Some Massachusetts safety-net hospitals that treat a disproportionate number of lower-income and uninsured patients are threatening bankruptcy. They still are treating a large number of people without health insurance, but the payments they receive for uncompensated care have been cut under the reform deal.

Full article:
http://online.wsj.com/article/SB10001424052748703625304575115691871093652.html?mod=djemEditorialPage_h

Consensus of majors polls: Obama is officially "under water" …

March 19, 2010

For the first time in his Presidency, more people disapprove of the job that Obama is doing as president than approve. 

His rating has been “upside down” in right-leaning Rasmussen for awhile. 

Now, the left-leaning and consensus polls agree …

Here are the facts, draw your own conclusion.

(Hint:The bad economy has been a constant, so don’t blame it for recent declines)

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Pollster.com “poll of polls”: Approve 46.4%, Disapprove 48.8%, Deficit(2.4%)

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http://www.pollster.com/polls/us/jobapproval-obama.php?xml=http://www.pollster.com/flashcharts/content/xml/Obama44JobApproval.xml&choices=Disapprove,Approve&phone=&ivr=&internet=&mail=&smoothing=&from_date=&to_date=&min_pct=&max_pct=&grid=&points=1&lines=1&colors=Disapprove-BF0014,Approve-000000,Undecided-68228B

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RealClearPolitics “poll of polls”: Approve 47.3%, Disapprove 47.8%, Deficit(.5%)

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http://www.realclearpolitics.com/epolls/other/president_obama_job_approval-1044.html

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Gallup: Approve 46%, Disapprove 48%, Deficit(2%)

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http://www.gallup.com/poll/113980/Gallup-Daily-Obama-Job-Approval.aspx

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Rasmussen Reports: Strongly Approve 23%, Strongly Disapprove 43%%, Deficit (20%)

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http://www.rasmussenreports.com/public_content/politics/obama_administration/daily_presidential_tracking_poll

Why we make mistakes: We’re all above average (or at least think we are)

March 19, 2010

In this and a couple of preceding and subsequent posts, i’ll be excerpting  the 13 reasons from:

Why We Make Mistakes, Joseph T. Hallinanm, Broadway Books 2009

Today, we add reason #10 to the list.

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The errors we make can be explained through 13 lessons:

1. We look but don’t always see.

2. We all search for meaning.

3. We connect the dots.

4. We wear rose-colored glasses.

5. We can walk and chew gum — but not much else.

6. We’re in the wrong frame of mind.

7. We skim.

8. We like things tidy.

9. Men shoot first.

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10. We all think we’re above average.

Most of us hate to think of ourselves as average. So we walk around with the private conceit that we are above average, and in that conceit lies the seeds of many mistakes.

“Calibration” measures the differences between actual and perceived abilities. If you’re as good as you think you are, then you are said to be well calibrated. If you are not as good as you think you are, then you are said to be poorly calibrated.

Most of us tend to be poorly calibrated when it comes to important skills, like those we need to perform our jobs.

Corrective feedback is a powerful way to shape human behavior. In situations where overconfidence is high.

But, feedback is often low in quantity, in quality, or in both.

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Next up: We finish the list …