Archive for the ‘Financial leverage’ Category

Getting financial houses in order … and not.

January 16, 2013

Here are a couple of charts that put things in perspective

Ask yourself: Which one doesn’t isn’t like the others?

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Consumers have been deleveraging.

The ratio of mortgage debt to disposable income has retreated by 20 percentage points and continues to fall.

image

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More broadly, the percentage of disposable income servicing household debt is at a historic low …

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